Investment ideas for your portfolio
Here are some ideas to help you invest in bonds.
Bonds play a vital role in most portfolios, offering investors the potential for income and diversification. Bond funds are often classified according to the average duration of their holdings, which is a measure of interest rate sensitivity. If your goal is to help protect investment principal from losses, consider short-term funds. If your goal is to diversify your portfolio and add income, consider short- and intermediate-term funds. If your goal is to maximize interest income, long-term funds may be a good fit.
Depending on your goals and how your portfolio is currently invested, here are some bond fund options to consider:
Schwab long-term bond fund
Here are some ideas to help you invest in international stocks.
International stocks offer diversification benefits, attractive valuations, and strong growth potential. They also have unique risks, such as currency fluctuations and geopolitical risks. If you're thinking of investing internationally, you may find it easier and less risky to go with a diversified exchange-traded fund (ETF) or mutual fund rather than selecting individual stocks yourself.
International funds are commonly focused on two broad types of countries—developed markets and emerging markets. Developed markets include countries with well-developed infrastructures and stable economic and financial systems like Japan, the United Kingdom, and Germany. Emerging markets include countries experiencing economic and industrial growth with developing infrastructures and economic systems.
Depending on your goals, risk tolerance, or investing timeline, here are some choices to consider:
Schwab international developed markets stock funds
Here are some ideas to help you build a blended 60/40 strategy.
Moving your portfolio's cash investments over to a blended 60/40 strategy of stocks and bonds can be a simple, straightforward process. Schwab offers a wide range of options—including exchange-traded funds (ETFs), mutual funds, and even separately managed accounts—to help you build the strategy that fits you best.
Depending on your goals, risk tolerance, or investing timeline, here are some choices to consider: